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Germans’ love of cash: obsession or pragmatism?

Germans' love for cash might as well be linked to their pragmatism and not at all to nostalgia.
by Viktoria Dijakovic | Feb 13, 2018

Five ‘Quick Fixes’ will facilitate the scaling of Disaster Cash

In 2016, only 10% of the $24 billion annual humanitarian aid was distributed in cash. The amount is expected to rise to 33% or more by 2025. This forces aid agencies to re-think their traditional ways of doing business.
by James Shepherd-Barron | Feb 05, 2018

From globalization to fragmentation: pixelating payments

Are cryptocurrencies part of the greater trend of society's fragmentation?
by Viktoria Dijakovic | Jan 31, 2018

Fall of cryptocurrencies, rise of e-fiat currency?

What future for cryptocurrencies if central banks launch their own national digital currencies?
by Viktoria Dijakovic | Jan 19, 2018

In defense of cash: why we should bring back the $500 note and other big bills

A cashless society requires three things: electricity, communication networks and security. Recent events have shown that none of these are guaranteed. Dr. Jay Zagorsky recommends issuing high-denomination notes to increase resilience when emergencies occur.
by Jay L. Zagorsky | Jan 12, 2018

Slashing interchange fees: another defeat for UK’s poor

Lowering interchange fees could be disastrous for rural communities in the UK, already hit hard by bank closures.
by Viktoria Dijakovic | Dec 20, 2017

Your Visa card to beep at each purchase

Visa will soon be implementing beeping sounds for all your purchases. It is called "sensory branding" and it is meant to give customers a feel reassurance when making purchases. But do we really need another sound in our already sensory-overloaded world?
by Viktoria Dijakovic | Dec 12, 2017

Anonymity is a cherished quality

Central banks must not ignore cash's capacity to protect people's privacy and anonymity and this should become a key topic of discussion for any future debates about an all-digital central bank-issued currency.
by Viktoria Dijakovic | Dec 06, 2017

Is "social inclusion" truly the main driver for cashless?

Rwanda is pushing for a cashless society on the grounds that it contributes to financial inclusion. But with a country that is predominantly cash-based - and with everyone having access to hard currency - what more is there to include?
by Viktoria Dijakovic | Nov 29, 2017

Keyword: diversification. Beyond cash vs cashless

To minimise risk, diversification is key - and this model should also be applied to the payments landscape.
by Viktoria Dijakovic | Nov 15, 2017

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