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  • Cash is the first step of financial inclusion

Access to Cash: the First Step toward Financial Inclusion

The new ATMIA study on the role cash plays in financial inclusion “Access to Cash: the First Step toward Financial Inclusion” presents an international picture of the importance of cash and ATMs in reaching 2 billion financially excluded persons “As cash is the only form of payment devoid of any prerequisite conditions for access, efforts to liberate people from financial inclusion should, instead, encourage its use,” the paper states.
Apr 28, 2017
  • Costs of cash versus costs of electronic payment instruments
  • Cash is efficient

Cash and Card Usage by the Public and Merchants

Cash is cheaper than cards for merchants and it also contributes to society thanks to the tax commercial banks are subject to for using it: seignorage.
Apr 26, 2017
  • Costs of cash versus costs of electronic payment instruments
  • Cash is efficient

Small UK businesses prefer cash

A recent study found that small businesses in the UK prefer running on cash as the cost-benefits are greater. Consumers also have a preference for it, particularly those with less disposable income.
Mar 03, 2017
  • Cash covers a broad range of transactions
  • Cash is universal

UK payments forecast

Cash remains the #1 payment method in the UK according to Payments UK annual report.
Feb 14, 2017

Cardholders affected by a new kind of attack

Tesco bank customers attacked in November 2016 were most probably victim of the new hacking technique called the "Distributed Guessing Attack", a University of Newcastle study shows.
Jan 12, 2017
  • Cash is efficient
  • Costs of cash versus costs of electronic payment instruments

The Hidden Costs of Cards

There are more costs associated to the cost of cards then is usually unveiled. This report explores those costs and compares them to the cost of cash.
Dec 14, 2016
  • Cash is efficient

CPO Report: the State of Cash

The State of Cash report is elaborated by the Cash Product Office of the US Federal Reserve and aims to provide information about the use of cash by studying US consumers' payment behaviours and preferences.
Dec 12, 2016
  • Cash is trust

Limitations on the use of cash: The Israeli case

Former Director of the Currency Department of the Bank of Israel, Mordechai Fein, looks into Israel's decision to impose cash use restrictions and explores its implications.
Nov 23, 2016
  • Cash connects people

Thinking small to be big: the approach of community currencies

Cash is a modern tool that has evolved over time. Today, it could turn out to be the solution to current societal problems, including economic stagnation: simply think small for the benefit of the bigger picture.
Nov 10, 2016
  • Cash is efficient

Cash is most widely used payment mechanism in the UK

In 2015, cash was the most commonly used payment mechanism in the UK. 70,270 ATMs generated 2.8 billion withdrawals for an amount of £194 billion.
Sep 30, 2016

Latest publications

Small UK businesses prefer cash

Mar 03, 2017

UK payments forecast

Feb 14, 2017