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  • Cash generates security
  • Cash is trust

Report on the debate regarding EU cash payment limitations

Nikos Passas offers an in-depth analysis about the weaknesses of the EU's Inception Impact Assessment for the limitation of cash payments.
Feb 07, 2018
  • Cash generates security
  • Cash is trust

Sex, drugs, and bitcoin: How much illegal activity is financed through cryptocurrencies

The new study released by Foley, Karlsen and Putnins analyses bitcoin users' behavior to better understand the role that illicit activities play in the world of digital currencies.
Jan 25, 2018
  • Cash is available to all users
  • Cash does not require a technology infrastructure

Demonetisation, Social Networks and Social Protection: Insights from Rural Tamil Nadu

Demonetisation has not fought, but has largely strengthened the informal economy. It has also probably further marginalised those without supportive networks. With cashless policies flourishing in various parts of the world, these findings have major implications, seriously questioning their merit, especially among the most marginalised segments of the population.
Jan 22, 2018
  • Cash is also a store of value
  • Cash is available to all users

Denmark is not heading for a cashless society

The Danish Central Bank has conducted a survey of the payment behaviour of Danish households in the Spring of 2017. The findings were published in December in 2017. The report concludes that while cash usage is declining and is expected to continue to do so in the future, Denmark is not becoming cashless and Danes will be able to use and hold cash in the future.
Jan 05, 2018
  • Cash is the most widely used product
  • Cash connects people

79% of euro-area POS transactions are in cash

The majority of transactions are carried out in cash in the EU, an ECB study finds, accounting for over half of all transactions in terms of value. Cards are the second-most used payment method, but reach only 19% of transactions for a total value of 39%.
Dec 05, 2017

Call for papers

Economists, researchers, academics as well as public authorities including central banks and market participants are all invited to participate in the CashEssentials research project.
Nov 30, 2017
  • Cash is also a store of value
  • Cash covers a broad range of transactions

Reserve Bank of Australia analyses cash demand

The paper attempts to reconcile the apparent contradiction between growing cash in circulation on the one hand and the decling relative share of payments made in cash on the other.
Nov 06, 2017
  • Cash generates security

ESTA speaks out against cash payment limitations in Europe whereas the results of the EU public consultation are now available

ESTA, the Association of Cash Management Companies, has responded to the EU public consultation on Cash Payment Limitations and concludes that cash payment limitations would contribute very little to the fight against terrorism. This is probably why none of the relevant counter-terrorism organisations, at national or international levels are proposing such measures.
Jul 07, 2017
  • Cash is universal
  • Cash has legal tender status

ATMIA speaks out against restrictions on cash usage

The European Commission (EC) is asking for comments on a proposal for a Europe-wide Initiative on restrictions on payments in cash. ATMIA believes such limitations are against the public Interest; the interests of Europe economically; and the interests of the ATM industry.
May 30, 2017
  • Cash is the first step of financial inclusion

Access to Cash: the First Step toward Financial Inclusion

The new ATMIA study on the role cash plays in financial inclusion “Access to Cash: the First Step toward Financial Inclusion” presents an international picture of the importance of cash and ATMs in reaching 2 billion financially excluded persons “As cash is the only form of payment devoid of any prerequisite conditions for access, efforts to liberate people from financial inclusion should, instead, encourage its use,” the paper states.
Apr 28, 2017

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