CashEssentials is an independent initiative offering a platform for debate about the payments and monetary ecosystems, and conducting and fostering high-quality research on cashMoney in physical form such as banknotes and coins. More and its future.
Every day billions of banknotes and coins changeThis is the action by which certain banknotes and/or coins are exchanged for the same amount in banknotes/coins of a different face value, or unit value. See Exchange. More hands, enabling transactions and contributing to economic growth. Banknotes and coins are a collective good. They are issued by central banks or monetary authorities, distributed by banks and spent by individuals.
Because it is a common good, the evolution of cash is shaped collectively. Central banks may decide on the design and the denominationEach individual value in a series of banknotes or coins. More mix; commercial banks facilitate the distribution by deploying ATMs and branches; retailers facilitate its acceptance; but it is ultimately the consumer who drives demand.
This website was launched in April 2016. The original content is based on the white paper Cash Essentials – Beyond Payments, written by Guillaume Lepecq in 2016.
Guillaume Lepecq is a globally recognized expert in the subjects of payments and cash and founder of AGIS Consulting, an independent strategy consulting company specialised in payment transaction strategies & solutions. AGIS focuses on providing payments professionals with value-added business insight & marketing solutions in the payments value chain. He has written a number of publications and reports detailing the role of cash in society and the means by which it flows across the economic landscape including: “Cash Essentials – Beyond Payments”, “The Future of Cash”, “The Future of Smart Payments” and “Managing the Changeover to the Euro”.
Guillaume Lepecq: firstname.lastname@example.org
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