CashEssentials was launched in February 2018. Our foundational ideas are contained in the white See Banknote paper. “CashEssentials – Beyond Payments”, by CashEssentials chair and founder Guillaume Lepecq, a 20-year Money in physical form such as banknotes and coins. and payments industry specialist. Since then, we have produced numerous policy-analytical reports and publications by a range of contributing specialists that provide reliable information about cash, the evolution of its use and why.
Our competencies are grounded in the payments industry, but we support a multi-disciplinary approach and The Eurosystem comprises the European Central Bank and the national central banks of those countries that have adopted the euro. of expertise across banking, economics, finance and the social sciences. We are transnational, interacting at both the regional and global level. Our affiliates and partners are payments industry experts, as well as consumer groups, and charities.
Central banks decide on the design and the Each individual value in a series of banknotes or coins. mix of cash; commercial banks, A transfer of funds which discharges an obligation on the part of a payer vis-à-vis a payee. service providers and FinTechs facilitate its distribution via ATMs, bank branches and other channels; as retailers facilitate its acceptance. But it is ultimately the consumer who drives demand for cash, and 85% of payments in the world continue to be made in physical From the Latin word moneta, nickname that was given by Romans to the goddess Juno because there was a minting workshop next to her temple. Money is any item that is generally accepted as payment for goods and services and repayment of debts, such as taxes, in a particular region, country or socio-economic context. Its onset dates back to the origins of humanity and its physical representation has taken on very varied forms until the appearance of metal coins. The banknote, a typical representati.... This underpins our whole approach, our credo.
CashEssentials is a not-for-profit association registered in France and governed by its statutes. The General Assembly comprising CashEssentials’ members elects a Board and a Chairman, which decide on the strategy and budget.
An independent Steering Committee is appointed by the Board and is responsible for shaping the work programme and evaluating the quality of research.
AGIS Consulting is an independent strategy consulting company specialised in payment transaction strategies & solutions. AGIS focuses on providing payments professionals with value-added business insight & marketing solutions in the payments value chain.
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The Consumer Choice in Payment Coalition (CCPC) is a group of businesses and consumer groups that have come together to advocate for consumer choice and for preserving the right of all consumers to use cash to pay for goods and services in the marketplace.
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