The expression refers to various policies by governments and campaigns run by other stakeholders, including providers of alternative A transfer of funds which discharges an obligation on the part of a payer vis-à-vis a payee. instruments, aimed at reducing or at abolishing the use of Money in physical form such as banknotes and coins. altogether. This includes for instance the withdrawal of high‐Each individual value in a series of banknotes or coins. banknotes or restrictions on cash transactions as well as spreading misinformation on the usage and properties of cash.