The Digital Reckoning: Can it Reshape the Future of Cash ?
The digital revolution promised convenience, efficiency, and progress, but as cyber threats, addiction, and social fragmentation rise, its dark side is becoming impossible to ignore. Can a hybrid payment future truly balance digital innovation with cash resilience? And as cash usage declines, who will fund the infrastructure that keeps it viable? The future of payments demands a radical rethinking of how we preserve inclusion, trust, and choice.
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The Guardian’s Cash-Only Experiment: Discovering the Value of Cash
Imagine a week without cards or apps—only cash. Would you spend less, think harder, or just get frustrated? A Guardian journalist did just that, revealing valuable insights about how cash shapes our spending, emotions, and financial health.
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Cash or Gifts: The Brutally Honest Guide to Christmas Gifting
Guillaume Lepecq
December 23, 2025
Economists estimate holiday gifts lose 10–33% of their value upon unwrapping. Gifts activate brain reward centers, creating emotional bonds, but often miss the mark, leading to deadweight loss on unwanted gifts. 40% of people resell unwanted gifts. Cash gifts reduce environmental waste from packaging and unwanted items, aligning with modern sustainability values. Cash is increasingly seen as an acceptable, thoughtful and practical expression of trust and care.
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A Penny for your Thoughts : the Chaotic Exit of the US Penny
Guillaume Lepecq
November 18, 2025
The U.S. penny, a symbol of American commerce since 1793, is disappearing amid unprecedented turmoil. The Treasury’s decision earlier this year to halt penny production, driven by cost-saving measures has left retailers, consumers, and policymakers scrambling.
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