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Cash is efficient
Borrowers’ Remorse: U.S. Credit Card Debt
Manuel A. Bautista-González
February 06, 2023
U.S. credit card debt rose at its highest rate since 1999 in the third trimester of 2022. Most of the increase occurred amid younger and less wealthy cardholders.
Read more...
ECB: Cash is Dominant in Euro-Area Payments
Manuel A. Bautista-González
January 18, 2023
According to the ECB’s latest SPACE study, cash is the most frequently used payment method at the point of sale in the euro area. Most consumers consider cash as a payment option important or very important.
Read more...
Use of Cash by Companies in the Euro Area
Guillaume Lepecq
October 07, 2022
An ECB survey shows that cash is the preferred payment method for 24% of companies, ahead of other alternatives. Most companies also perceive cash as a cheaper, faster and more reliable payment instrument.
Read more...
Understanding the Cost of Payments
Guillaume Lepecq
October 04, 2022
During a CashEssentials-hosted research seminar, panellists highlighted the complexity of measuring the cost of payments.
Read more...
Mastercard Faces Multi-Billion-Pound Class Action Lawsuit in the U.K.
Guillaume Lepecq
March 18, 2022
The Competition Appeal Tribunal has added £2.7 billion to the £14 billion class action against Mastercard. If successful, 46 million claimants could receive around £300 each.
Read more...
Cash Industry Maps out Route to Sustainability
Communication Team / Equipo de Comunicación
October 27, 2021
The global cash industry – both manufacturers and cash management providers – is making huge strides in reducing its carbon footprint and securing a sustainable future for cash.
Read more...
Italy Scraps Cashless Campaign
Guillaume Lepecq
July 27, 2021
The Italia Cashless initiative was launched in December 2020 and rewarded those who favour digital payments over cash. The new government, led by former ECB President Mario Draghi, has terminated the programme.
Read more...
ATMIA calls for Universal Cash Deposit
Guillaume Lepecq
April 20, 2021
A new ATMIA position paper calls for Universal Cash Deposit, an interoperable solution whereby a customer from one bank may deposit cash at ATMs owned and operated by other banks or ATM deployers.
Read more...
MasterCard Changes Tack on a Future without Cash
Guillaume Lepecq
January 25, 2021
For Mastercard CEO Ajay Banga, financial inclusion will be a critical part of post-Covid-19 economic recovery. He recognises that cashless “is something we are not going to get to and probably shouldn’t”.
Read more...
Cryptos Consume more Energy than Expected
Guillaume Lepecq
January 12, 2021
As Bitcoin reaches new records, it is also guzzling epic levels of energy and its environmental footprint is on the rise.
Read more...
Prosegur Goes Green and Introduces Hybrid and Electric Armoured Trucks
Guillaume Lepecq
September 18, 2020
Prosegur Cash has launched a comprehensive sustainability plan with the aim of reducing the environmental impact of its activities. The company aims to achieve a 1.5% reduction in the direct CO2 emissions of its armoured fleet by 2020. To do so, the main levers are the hybridisation and electrification of their vehicles.
Read more...
The Cash Cycle in Disasters
Communication Team / Equipo de Comunicación
April 23, 2020
Cash and Crises, a series of financial literacy video series by CashEssentials releases its fifth episode with a social mission to support the relief and development community in understanding how cash is managed for society in times of crisis.
Read more...
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