The term refers to the use of Money in physical form such as banknotes and coins. as a One of the functions of money or more generally of any asset that can be saved and exchanged at a later time without loss of its purchasing power. See also Precautionary Holdings.. However, the term has a negative connotation of concealment, and is often used in the context of the The expression refers to various policies by governments and campaigns run by other stakeholders, including providers of alternative payment instruments, aimed at reducing or at abolishing the use of ... More. See Banknote demand motivated by the store of value function of banknotes, for saving purposes or as a precaution for uncertainties. See Hoarding..