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Sailors Need Cash Too

Categories : Cash connects people, Cash covers a broad range of transactions, Cash does not require a technology infrastructure, Cash enables an immediate transfer of value, Cash generates security
June 9, 2026
Tags : Bettting, Grab Bag, Sailing, Traditions
Planning to sail across the Atlantic? Don’t forget your GPS, your satphone… and your cash. Even in the middle of the ocean, some things just can’t be paid for without cash.

I recently jumped at the opportunity to sail across the Atlantic, from the Caribbean to Europe—something that had been on my bucket list since childhood. Before my departure, a friend quipped that this would finally keep me away from cash for the duration of the crossing. How wrong he was. Even in the middle of the ocean, cash proved indispensable. Here are five reasons why sailors need cash too.

1. The Grab Bag

Before leaving the Caribbean, we discussed security and reviewed the contents of the Grab Bag—also known as the Abandon Ship bag. Most sailing manuals and websites, besides the obvious safety and communications equipment, food and water recommend including ID, boat registration, and cash (sometimes credit cards too). We included cash. After all, in an emergency, you never know when you’ll need to pay for fuel, a tow, or even a ride to shore.

2. Fishermen at Sea

As we set off through the Caribbean, we passed some friendly fishermen with a boat full of lobsters. We asked if we could buy some—a last treat before our three-week crossing. We got as far as picking the lobsters and started negotiating with the fishermen. The issue wasn’t the price; it was the currency. We had euros. They wanted dollars. No lobsters for us. The lesson? Carry cash in different currencies, depending on where you’re sailing.

3. On Board Bets: Cash Only

Life at sea can get competitive. Whether it’s betting on the distance to the next waypoint, who can break the speed record at the helm, or who will spot land first, cash is the universal currency of friendly wagers on board. No one wants to Venmo-MPesa-Wero-Swish-Pix-Twint (pick one … or not) their shipmate for a lost bet. Cold, hard cash settles all debates.

4. Shower or Beer on Arrival

After 21 days at sea, we landed on the island of Flores in the Azores. After mooring the boat, the crew split into two teams: the A Team headed straight for the showers, while the B Team went for the bar. There was just one catch—both the showers and the bar were cash-only. Lesson learned: Always have local currency ready for that first celebratory drink (or shower).

5. A Coin Under the Mast

Some traditions never die. Ancient Greeks placed a coin under the mast of their ships to pay Charon, the ferryman of the underworld, for safe passage across the River Styx. Modern sailors still honour this custom. French sailor Loïc Peyron is known to have continued the tradition, but he’s not alone. British sailor Sir Robin Knox-Johnston, the first person to sail solo non-stop around the world, also placed a coin under the mast of his boat, Suhaili. Whether for superstition, respect for the sea, or simply tradition, cash—even a single coin—has a place in maritime lore.

Digital technology has fundamentally changed the way we sail. GPS and electronic navigation tools, weather prediction and analytics, satellite communications and roaming internet access have contributed to improve security and convenience and facilitate staying in touch with those at home. But when it comes to money, the robustness of cash is essential. From emergencies to traditions, cash remains a sailor’s most reliable companion—no signal required.

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