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Cash and Crises
Why so eager for cashless?
March 12, 2018
Nigeria's central bank was extremely close to imposing fees on cash withdrawals and deposits in 2017, but quickly retracted. The question is, why impose policies that are detrimental to the wellbeing of citizens?
Is "social inclusion" truly the main driver for cashless?
November 29, 2017
Rwanda is pushing for a cashless society on the grounds that it contributes to financial inclusion. But with a country that is predominantly cash-based - and with everyone having access to hard currency - what more is there to include?
Mobile payments will change the way we access cash
May 30, 2016
Many observers and payments experts have viewed mobile payments as the silver bullet to replace cash. Mobile handsets have become ubiquitous; the growth of m-commerce creates a natural market for m-payments; the handset can become a natural link between the physical and digital worlds. There are nonetheless several reasons why they are unlikely to replace cash.
Even in the promised land of digital money, cash stays king
April 29, 2016
Cash use in Africa is increasing and is contributing to economic growth. The universality of cash makes it accessible and easy-to-use by all.