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Cash ensures competition among payment instruments
Italian Government Subsidizes Non-Cash Payments
Guillaume Lepecq
December 11, 2020
The Italia Cashless initiative rewards those who do not use cash for their purchases. Users of credit cards, debit cards and payment apps will receive a refund of a part of their expenditure from the state.
Read more...
73% of Euro-area Payments are made in Cash
Guillaume Lepecq
December 03, 2020
The ECB SPACE study investigates the Payment Attitudes of Consumers in the Euro Area in 2019. It concludes that 73% of Point-of-Sale and Person-to person payments were made using cash. In value terms, cash accounted for 48% of all transactions.
Read more...
China is Sentencing Criminals to a Cash-only World
Guillaume Lepecq
November 20, 2020
With digital payments thriving in China, so is payment-related crime. The authorities are punishing offenders by banning them from using mobile and card payments and stranding them in a cash-only world.
Read more...
Card Schemes see Revenues Drop During the Pandemic
Guillaume Lepecq
October 30, 2020
The pandemic has boosted revenue for many players in the digital economy. But both Visa and MasterCard have seen their revenue decline during the pandemic.
Read more...
China considering an antitrust investigation into Alipay and WeChat Pay
Guillaume Lepecq
August 10, 2020
China’s antitrust agency is looking at whether to launch a probe into Ant Group’s Alipay and Tencent’s WeChat Pay, prompted by the central bank which argues the digital payment giants have used their dominant positions to quash competition.
Read more...
Australia: Covid-19 could be the Ultimate Disrupter in Retail Payments
Guillaume Lepecq
June 08, 2020
As in other countries, Australia has seen an increase in currency demand and a decline in cash payments during the pandemic. The Reserve Bank is considering policy options to ensure competition and resilience in the payments market. This could lessen the profitability of retail payments.
Read more...
Tax Digital Transactions to Fund Post-Covid-19 Recovery
Guillaume Lepecq
May 11, 2020
Mathematician Ivar Ekeland and economist Jean-Charles Rochet recommend the introduction of a 0.3% tax on all electronic payments to fund the economic recovery, following the pandemic.
Read more...
Loomis acquires Nokas Cash Handling Operation in Sweden
Guillaume Lepecq
January 20, 2020
The European Cash Management sector sees further consolidation as Loomis has entered into an agreement to acquire Nokas Värdehantering, a Swedish subsidiary of Norway’s Nokas Kontandhåntering.
Read more...
Multiplier Effects: How US$1,000 Cash Transfers benefited Kenya’s poor
Communication Team / Equipo de Comunicación
December 17, 2019
Charity GiveDirectly gave US$1,000 each to poor households in Kenya, resulting to US$2.60 in additional spending or income for every US$1 cash delivered.
Read more...
Blockchain: lots of hype but little delivery
July 22, 2019
Banks, fintechs and payment solution providers have injected billions of dollars into blockchain based-projects, but according to a new report from the World Economic Forum and Accenture few projects have actually delivered the expected results.
Read more...
In the War on Cash, Words Count
Guillaume Lepecq
April 02, 2019
Words have been turned into weapons in the war on cash and are used by the proponents of the elimination of cash to create a self-fulfilling narrative of the inevitable decline of cash.
Read more...
Forcing digital for a higher fee: attractive?
Communication Team / Equipo de Comunicación
March 14, 2019
The Bank of Ireland is cutting services at a higher cost for its customers: a new trend in the banking sector?
Read more...
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